Kreditkarte EMV

sxah included in category finance

2019-07-29 2019-07-29 134 words One minute

Contents

Warning

This article was last updated on 2019-07-29, the content may be out of date.

Original thread

r/finanzen - Advice on picking a new bank with a Debit KreditKarte

Offline PIN support

That is an unrelated issue. Most German credit cards only support “Online PIN”, for example used by ATMs, as authentication method, but not “Offline PIN” that is very prevalent in the US, the UK, the Netherlands or Sweden.

Only a hand full German CC support Offline PIN before defaulting to signature, the most notable ones probably being DKB and N26.

There was a great website that compiled this information for all available credit cards, but unfortunately it seems to be offline right now (http://emv.maxontour.com/).

This is the best alternative summary I can find:

https://expatlife.de/offline-zahlung-offline-pin-bei-kreditkarten-inkl-cardpeek-emv-tutorial

Real Debit Cards still have a lower acceptance rate than credit cards at some points of sale.

Here’s the archived version of it: https://web.archive.org/web/20190103033516/http://emv.maxontour.com/